YEL, TyEL, YTJ, withholding tax, insurance, accounting... don't you understand? No problem. We at Concrete Accounting will help you get started, step by step.
We will set up your company with you, file your YTJ returns, get your YEL and TyEL affairs in order, help you open bank accounts and organise your bookkeeping and payroll. We'll also help you apply for funding - whether from a bank, Finnvera or start-up money.
You'll have a personal expert who speaks a language you understand and will take care of things for you. We give you everything you need to get started in entrepreneurship


Starting a business is not difficult when you have the right partner by your side. We can help you choose the right type of company, handle the incorporation filings and understand what to consider in the early stages.
We'll give you practical advice and clear guidance - without the red tape. So you can focus on what matters most: making your business idea a reality.
In the early stages of a business, financing can seem complicated, but it doesn't have to be. We can help you understand what start-up costs to expect and what financing options are available - such as start-up money, bank loans or various forms of support.
Together, we will discuss what to apply for in your particular situation and how to get it right on the first try.


Bookkeeping is a legal requirement, but done right it's much more: it helps you keep track of your business finances from the very beginning. We'll make sure everything goes right from the start - clearly, on time and without complicated language.
You won't be alone with the numbers, but you'll have the support of an accountant who speaks the same language as you.

Becoming an employer brings with it new responsibilities. We'll make sure that your wages, holidays, expenses and tax returns are handled properly.
You don't have to flick through regulations or worry about making mistakes - you'll be working with someone who knows what they're doing.


One price simply means that we have one clear hourly rate for accounting - genuinely without any other costs.
Hidden charges often include various opening and arrangement fees. In addition, transaction fees (e.g. for sales and purchase invoices, and even foreign payments) are added to the prices.
We can start working with new customers and entrepreneurs in a very flexible way. Once a client relationship has been established, we make sure that the client is aware of the state of their accounts and business.
Our price consists of one clear hourly rate. Please contact us to ensure that we are suitable partners for each other. At the same time, the price of the service will be opened and presented in a transparent way.
