{"id":1517,"date":"2025-09-23T11:55:00","date_gmt":"2025-09-23T08:55:00","guid":{"rendered":"https:\/\/konkretiakirjanpito.fi\/?p=1517"},"modified":"2025-10-03T08:07:53","modified_gmt":"2025-10-03T05:07:53","slug":"business-name-or-limited-company-comparison-for-the-start-up-entrepreneur","status":"publish","type":"post","link":"https:\/\/konkretiakirjanpito.fi\/en\/2025\/09\/toiminimi-vai-osakeyhtio-vertailu-aloittavalle-yrittajalle","title":{"rendered":"Business name or limited company? - A comparison for the start-up entrepreneur"},"content":{"rendered":"<style>.elementor-1517 .elementor-element.elementor-element-2a7f2cae{--display:flex;--min-height:9vh;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% 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.elementor-element.elementor-element-64a96109.elementor-element{--align-self:center;}.elementor-1517 .elementor-element.elementor-element-721ca197{text-align:center;}.elementor-1517 .elementor-element.elementor-element-66cc385a{--width:50%;}}@media(min-width:768px){.elementor-1517 .elementor-element.elementor-element-bc592e{--width:80%;}.elementor-1517 .elementor-element.elementor-element-778dd4a{--width:69%;}.elementor-1517 .elementor-element.elementor-element-66cc385a{--width:43%;}}@media(max-width:1024px) and (min-width:768px){.elementor-1517 .elementor-element.elementor-element-778dd4a{--width:60.213%;}.elementor-1517 .elementor-element.elementor-element-66cc385a{--width:24%;}}<\/style>\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1517\" class=\"elementor elementor-1517\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a7f2cae e-flex e-con-boxed e-con e-parent\" data-id=\"2a7f2cae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bc592e e-con-full e-flex e-con e-child\" data-id=\"bc592e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f9db67a elementor-widget elementor-widget-heading\" data-id=\"7f9db67a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The New Entrepreneur's Guide series<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39b19faf e-flex e-con-boxed e-con e-parent\" data-id=\"39b19faf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-778dd4a e-con-full e-flex e-con e-child\" data-id=\"778dd4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7951dc31 elementor-widget elementor-widget-jkit_post_featured_image\" data-id=\"7951dc31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_featured_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-featured-image jeg_module___69e7bfe49dc5a\" ><div class=\"post-featured-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/konkretiakirjanpito.fi\/wp-content\/uploads\/2025\/09\/mies-katolla2-1024x683.png\" class=\"attachment-large size-large wp-post-image\" alt=\"man on the roof looking at the horizon\" srcset=\"https:\/\/konkretiakirjanpito.fi\/wp-content\/uploads\/2025\/09\/mies-katolla2-1024x683.png 1024w, https:\/\/konkretiakirjanpito.fi\/wp-content\/uploads\/2025\/09\/mies-katolla2-300x200.png 300w, https:\/\/konkretiakirjanpito.fi\/wp-content\/uploads\/2025\/09\/mies-katolla2-768x512.png 768w, https:\/\/konkretiakirjanpito.fi\/wp-content\/uploads\/2025\/09\/mies-katolla2-1536x1024.png 1536w, https:\/\/konkretiakirjanpito.fi\/wp-content\/uploads\/2025\/09\/mies-katolla2.png 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2756cd3c e-flex e-con-boxed e-con e-child\" data-id=\"2756cd3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72a174de elementor-widget__width-auto elementor-widget elementor-widget-jkit_post_author\" data-id=\"72a174de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_author.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-author jeg_module__1_69e7bfe49e87b\" ><p class=\"post-author\">Juha Saari<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b6d1f71 elementor-widget__width-auto elementor-widget elementor-widget-jkit_post_date\" data-id=\"4b6d1f71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_date.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-date jeg_module__2_69e7bfe49f1b0\" ><p class=\"post-date\">September 23, 2025<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64a96109 elementor-widget elementor-widget-heading\" data-id=\"64a96109\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Business name or limited company? - A comparison for the start-up entrepreneur<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-721ca197 elementor-widget elementor-widget-text-editor\" data-id=\"721ca197\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Introduction<\/strong><\/p><p>When setting up a new business, one of the most important decisions to be made is the choice of business form. The most common choice is between a limited company and a partnership. Both have their advantages and challenges, and the right choice depends, among other things, on the scale of the business, the risks and the tax implications.<\/p><p>In this comparison, we look at the differences between a limited company and a limited liability company, and which is better suited to a start-up entrepreneur.<\/p><p>\u00a0<\/p><p><strong>Business name - an affordable and easy start<\/strong><\/p><ul><li><strong>Establishment:<\/strong> fast and inexpensive (just a few tens on the YTJ service).<\/li><li><strong>Accounting:<\/strong> simpler than in a limited company.<\/li><li><strong>Taxation:<\/strong> the result is taxed as personal income and capital gains.<\/li><li><strong>Responsibility:<\/strong> the entrepreneur is personally liable for the debts of the business.<\/li><li><strong>Who is it for?<\/strong>For small-scale activities where the risks are low.<\/li><\/ul><p>\u00a0<\/p><p><strong>Limited company - protection and growth opportunities<\/strong><\/p><ul><li><strong>Establishment:<\/strong> Formal share capital is no longer mandatory, but set-up costs are slightly higher.<\/li><li><strong>Accounting:<\/strong> double-entry bookkeeping is compulsory, but financial monitoring is more transparent.<\/li><li><strong>Taxation:<\/strong> the company's income is taxed at 20 % corporate tax, and funds can be withdrawn as wages or dividends.<\/li><li><strong>Responsibility:<\/strong> shareholders are not personally liable for the company's debts.<\/li><li><strong>Who is it for?<\/strong> For the entrepreneur who wants to grow, access finance or limit personal risk.<\/li><\/ul><p>\u00a0<\/p><p><strong>Business name or limited company - which should you choose?<\/strong><\/p><ul><li><strong>Business name<\/strong> is often suitable for a start-up sole trader when the activity is small-scale and the risks are low.<\/li><li><strong>Limited company<\/strong> offers greater tax protection and flexibility, especially if the aim is to grow or employ others.<\/li><\/ul><p>\u00a0<\/p><p><strong>Summary<\/strong><\/p><p>There is no right answer - the best form of business depends on your business.<\/p><p><em>Need help setting up a business and organising your accounts? At Konkretia Accounting, we can help you choose the right business form and get your finances in order from the start.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66cc385a e-con-full e-flex e-con e-child\" data-id=\"66cc385a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-217430ea elementor-align-center elementor-widget elementor-widget-button\" data-id=\"217430ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/konkretiakirjanpito.fi\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Uuden yritt\u00e4j\u00e4n opas -sarja Juha Saari 9 syyskuun, 2025 Toiminimi vai osakeyhti\u00f6? \u2013 Vertailu aloittavalle yritt\u00e4j\u00e4lle Johdanto Kun uusi yritys on perustamassa, yksi t\u00e4rkeimmist\u00e4 p\u00e4\u00e4t\u00f6ksist\u00e4 on yritysmuodon valinta. Yleisimmin pohdinnassa on toiminimi vai osakeyhti\u00f6. Molemmissa on etunsa ja haasteensa, ja oikea valinta riippuu muun muassa toiminnan laajuudesta, riskeist\u00e4 ja verotuksesta. T\u00e4ss\u00e4 vertailussa k\u00e4ymme l\u00e4pi, mit\u00e4 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":1597,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13,52],"tags":[],"class_list":["post-1517","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogit","category-uuden-yrittajan-opas-sarja"],"_links":{"self":[{"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/posts\/1517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/comments?post=1517"}],"version-history":[{"count":13,"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/posts\/1517\/revisions"}],"predecessor-version":[{"id":1587,"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/posts\/1517\/revisions\/1587"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/media\/1597"}],"wp:attachment":[{"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/media?parent=1517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/categories?post=1517"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/konkretiakirjanpito.fi\/en\/wp-json\/wp\/v2\/tags?post=1517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}